Abilene Car Insurance
The roads around Abilene are well-known for their congestion and accident risks. From highways to your driveway, you need to have car insurance for your own protection. Most policies can offer at least :
- Liability coverage (30/60/25 limits required by Texas law)
- Collision insurance
- Comprehensive insurance
- Personal injury protection (PIP coverage)
- Uninsured/underinsured coverage
Unique Vehicle Coverage Options: Many drivers don’t qualify for a standard car insurance policy. We’ll help you get specialized coverage options, including:
Our team can compare the policies and prices of credible Texas insurance providers. We can help you find the best possible policy to best protect the important things in your life.
Car Insurance FAQs
Are you required by law to have car insurance?
Texas is an at-fault insurance state that requires all drivers to carry certain amounts of car insurance, namely auto liability insurance. Liability insurance pays for the damage you cause others if you are at-fault for a wreck. If you don’t have this coverage, you will face penalties.
What are the requirements for auto insurance?
All auto policies issued in Texas must contain the following liability insurance limits:
- $30,000 bodily injury liability coverage per person
- $60,000 bodily injury liability coverage per accident
- $25,000 property damage liability coverage
Contact Your Abilene Car Insurance Specialist Today
Abilene residents: Ready to get coverage? Start by getting a free online quote or calling (325) 400-8888. You can also can stop by our location in Abilene. We will be happy to see you!
Abilene Homeowners Insurance
The Abilene real estate market is very competitive, and property values continue to rise. Residents will need to get homeowners insurance. It provides them reassurances that they can protect themselves and others on their properties. Homeowners insurance components for Abilene residents can include:
- Property/structure insurance
- Possessions and contents coverage
- Scheduled belongings insurance
- Liability insurance
- Pet bite coverage
- Expenses coverage
Homeowners Insurance FAQs
Who has the cheapest home insurance?
Home insurance premiums vary because every home owner has different insurance needs and risks. We can compare multiple policy options to help you determine which one offers you the best price.
How can I lower my homeowners insurance?
You can qualify for homeowners insurance discounts and savings through multiple avenues. Let our agents discuss some of the practical in-home steps you can take to maximize your savings.
Contact Your Abilene Homeowners Insurance Specialist Today
Abilene residents: Ready to get coverage? Start by getting a free online quote or calling (325) 400-8888. You can also can stop by our location in Abilene. We will be happy to see you!
Abilene Renters Insurance
With renters insurance, policyholders can insure not only their own property, but also the liabilities and property of others. Coverage can apply to a huge variety of apartments, homes, condos and other properties. Policies usually offer:
- Possessions coverage
- Liability insurance
- Expenses coverage
Renters Insurance FAQs
Can landlords require renters insurance?
Yes, in many cases, landlords can require tenants to carry coverage. The policy will protect the tenant, and by default the landlord, in case liability claims arise. The landlord, however, will likely carry their own rental property insurance, as well.
Does everyone in an apartment need renters insurance?
Families who live in apartments will likely all have coverage under the same policy. If roommates share the space, they might also be able to share policies. However, roommates often need to carry separate policies to extent to their separate, unique risks in the home.
Contact Your Abilene Renters Insurance Specialist Today
Abilene residents: Ready to get coverage? Start by getting a free online quote or calling (325) 400-8888. You can also can stop by our location in Abilene. We will be happy to see you!
Abilene Business Insurance
Every business needs insurance. To get the right coverage, you will rely on multiple policy options like:
- Business Owners Policies (BOPs)
- Structure and contents coverage
- General liability insurance
- Business interruption insurance
- Commercial auto insurance
- Workers’ compensation insurance
Business Insurance FAQs
What is a business insurance policy?
There is not simply one business insurance policy that will provide you with the right protection. However, if you want to get several of your most-important and necessary coverage elements in one place, consider buying a business owners policy, or BOP. BOPs usually offer property, commercial liability and business interruption coverage (and sometimes other coverage), in one package.
What insurance do you need for a small business?
Many small business owners start their coverage portfolios by buying BOPs. Since BOPs contain multiple lines of coverage in one place, they often offer the convenience of cohesive coverage and a single premium. That can save you a lot of time and money over the years.
How much insurance do I need for my business?
Our agents know how to analyze your operations, liabilities, property and other factors to determine which and how much protection you should carry. Call us to better determine the protection you need
Abilene residents: Ready to get coverage? Start by getting a free online quote right now. Or you can stop by one of our Abilene locations. We will be happy to see you!