Think about the things in your life that you might need to insure. We can make sure you get that protection and maintain it affordably. Come to us for:
Bastrop Car Insurance
Texas roadways present a variety of accident risks for all drivers and vehicles. From highways to your driveway, you need to have car insurance for your own protection. Most policies can offer at least:
- Liability coverage (30/60/25 limits required by Texas law)
- Collision insurance
- Comprehensive insurance
- Personal injury protection (PIP coverage)
- Uninsured/underinsured coverage
Unique Vehicle Coverage Options: Many drivers don’t qualify for a standard car insurance policy. We’ll help you get specialized coverage options, including:
Our team can compare the policies and prices of credible Texas insurance providers. We can help you find the best possible policy to best protect the important things in your life.
Car Insurance FAQs
What is the cheapest car insurance?
All insurance companies offer different premium prices. However, some might be cheaper than others. Still, your exact premium will vary based on specific driving risk factors. Therefore, what is cheapest for you might not be cheapest for your neighbor. So, to ensure you always get the right coverage, talk to one of our agents. We are more than happy to help you compare numerous policy options to find the best price for your coverage.
Is it better to pay car insurance monthly or every 6 months?
Often, whether you pay your premium every six months, or monthly, is up to you. However, you might qualify for discounts from some companies if you pay your premium in lump sums. This might reduce your risk of a policy lapse, which can help insurers lower your risk rating.
Is it normal for car insurance to increase every year?
Insurance premiums sometimes rise from year to year, and economic factors and changing risk ratings in your area might drive your prices up. However, not all policies will increase in price every year. You are more likely to see a significant price jump following a claim for an at-fault wreck on the policy.
Contact Your Bastrop Car Insurance Specialist Today
Bastrop residents: Ready to get coverage? Start by getting a free online quote or calling (512) 321-7555(512) 321-7555. You can also stop by our location in Bastrop. We will be happy to see you!
Bastrop Homeowners Insurance
Bastrop’s real estate market is very competitive. All buyers will need homeowners insurance in order to protect themselves, their houses and others. Policies can offer multiple lines of coverage, including:
- Property/structure insurance
- Possessions and contents coverage
- Scheduled belongings insurance
- Liability insurance
- Pet bite coverage
- Expenses coverage
Homeowners Insurance FAQs
How much homeowners insurance do I need?
You should purchase enough coverage to rebuild your home following a total property loss. You can usually tailor your structure coverage to include that value. Furthermore, you should make sure that your most-expensive belongings have enough coverage for their full values. You might need replacement cost value (RCV) possessions coverage, or scheduled items coverage, for those items.
How do I choose home insurance?
You can based your choice of policy on numerous factors, like the coverage offered and the price. However, you’ll at least need as much coverage as any requirement imposes on you. Often, mortgage lenders require buyers to get their own coverage.
Do I really need homeowners insurance?
Absolutely. If you don’t have homeowners insurance, you might not be able to afford the recovery costs that might beckon following house fires, theft damage, severe weather and other losses. Why leave yourself in such an insecure position? As long as you get the appropriate policy, you’ll be able to feel much more secure in case accidents occur at home.
Contact Your Bastrop Homeowners Insurance Specialist Today
Bastrop residents: Ready to get coverage? Start by getting a free online quote or calling (512) 321-7555(512) 321-7555. You can also stop by our location in Bastrop. We will be happy to see you!
Bastrop Renters Insurance
A renters insurance policy can apply to almost any rental property in Texas. Policyholders can insure not only their own property, but also the liabilities and property of others. Policies usually offer:
- Possessions coverage
- Liability insurance
- Expenses coverage
Renters Insurance FAQs
What is the average renters insurance price per month?
Renters insurance is usually very affordable, and most low-risk policies cost $20/month or less. However, your exact premium will vary, so it is important that you talk to your agent to determine the right way to structure your policy to receive the best cost benefits.
Should I get renters insurance?
In many cases, you don’t need renters coverage if you live in your parents’ house. However, if you rent another property from a family member, then you might need coverage.
Do I need renters insurance if I live with my parents?
Many renters insurance policies will cover pet bite liabilities. So, if the dog bites someone else or damages their property, then this coverage will pay for the impacted person’s losses. Some policies do exclude the damage that certain ‘dangerous’ breeds might cause.
Do you have to cancel renters insurance?
If you plan to buy a house and quit renting, you can usually cancel your policy upon terminating your lease. However, remember, that if you plan to remain in any rental home, you need renters insurance at all times, regardless of whether you have a requirement to buy it.
Contact Your Bastrop Renters Insurance Specialist Today
Bastrop residents: Ready to get coverage? Start by getting a free online quote or calling (512) 321-7555(512) 321-7555. You can also stop by our location in Bastrop. We will be happy to see you!
Bastrop Business Insurance
Every business needs insurance. To get the right coverage, you will rely on multiple policy options like:
- Business Owners Policies (BOPs)
- Structure and contents coverage
- General liability insurance
- Business interruption insurance
- Commercial auto insurance
- Workers’ compensation insurance
Business Insurance FAQs
What insurance do you need for a small business?
Small businesses can often benefit from business owners policies, also called BOPs. BOPs are packages of insurance that contain several critical types of protection in one place. This is beneficial for small business owners because they can get both cost savings and a cohesion of coverage.
How much does small business insurance cost per month?
The costs of BOPs vary considerably, from $500 - $3,500/year. The average BOP cost is $1,200/year. Therefore, your monthly cost will vary based on numerous factors, including your risk profile. That is why it is important to work with your insurance agent to determine the policy that will offer you the most-effective policy.
Do LLCs need insurance?
The costs of BOPs vary considerably, from $500 - $3,500/year. The average BOP cost is $1,200/year. Therefore, your monthly cost will vary based on numerous factors, including your risk profile. That is why it is important to work with your insurance agent to determine the policy that will offer you the most-effective policy.
Bastrop residents: Ready to get coverage? Start by getting a free online quote or calling (512) 321-7555(512) 321-7555. You can also stop by our location in Bastrop. We will be happy to see you!