Thursday, August 24, 2023We hear the term general liability, we likely think it refers to general liability insurance. We know we need this coverage if we want to run a successful business. But what exactly is general liability? Liability is a term that refers to being responsible for something, particularly in legal matters. READ MORE >>
Tuesday, November 22, 2022It is important for any business owner to have liability insurance; it is this coverage that will provide the business with assistance if its mistakes or negligence cause harm to a third party, like a customer. However, though very expansive, basic liability policies, known as commercial general liability (CGL) insurance, will not cover all liabilities present within your operation. READ MORE >>
Monday, September 19, 2022Most business owners buy commercial insurance to help them out of tough financial situations. But besides benefiting the business itself, coverage can also benefit others. It can help business owners compensate others when they accidentally harm them. It can go a long way towards making your business more reliable and responsive to client needs. READ MORE >>
Monday, June 27, 2022Liability is a complicated subject for most people. Unless you're a lawyer or you work for an insurance company, it's not always clear whose fault an accident is. You may have heard of general liability insurance. This is a vague term that broadly encompasses a variety of situations. READ MORE >>
Wednesday, March 23, 2022Even if you take steps to ensure your business maintains smooth operations, accidents can still happen. If your business’s actions cause harm to others, the affected individuals may take costly legal action. In these cases, it’s important for your business to have proper insurance protection in place. READ MORE >>
Monday, December 27, 2021General liability insurance is one of the many useful insurance policies that is not typically required by any state or federal law. This coverage can protect your business if it is held responsible for injuring a third party (e.g., customers, vendors and the public) or damaging their property. READ MORE >>
Thursday, November 25, 2021When seeking business insurance, business owners are often told how important it is to get liability coverage. This type of coverage protects your business in the event that a client, vendor or other third party holds the business responsible for harming them in some way. READ MORE >>
Monday, July 15, 2019You never want a customer to experience a problem with your business services. However, there is no guarantee that they won’t. And, if someone experiences a problem in the business, then they might blame you for the problem. That’s why you likely need liability insurance. READ MORE >>
Friday, April 13, 2018 Public entities have unique types of building structures. That is, they have different commercial property insurance risks. They also can be a bit more difficult to manage in terms of risks. These structures tend to have very high values. They also have different risk exposures than similar business properties. READ MORE >>
Monday, January 15, 2018 Many businesses today are turning to independent contractors. These are non-employees that provide comprehensive services, often at a lower cost than a full-time employee. Independent contractors operate as a separate entity from your business. They are not your direct employees, but they perform work on your company's behalf. READ MORE >>
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