Thursday, August 24, 2023We hear the term general liability, we likely think it refers to general liability insurance. We know we need this coverage if we want to run a successful business. But what exactly is general liability? Liability is a term that refers to being responsible for something, particularly in legal matters. READ MORE >>
Tuesday, August 1, 2023Employees may claim lost items at work. If they do, who is responsible? Several factors play a role in determining this. The type of incident matters, for example. This type of situation can be tricky to navigate. State laws differ. Business insurance differs as well. READ MORE >>
Thursday, July 20, 2023Most homeowners purchase home insurance with the hope that they won’t even have to use it. Unfortunately, home insurance claims do happen and it’s important to know what to expect when they do. While at first glance it may seem like your home insurance policy covers everything, there could be exclusions and limitations that you don’t know about. READ MORE >>
Monday, July 3, 2023Heating and cooling expenses can be some of the largest items in your budget. After your mortgage and home insurance bills, it's possible that these take the biggest financial toll. Here are some ways to reduce your energy costs: Lower your water heater temperature. READ MORE >>
Wednesday, June 14, 2023If you are planning a family road trip this summer, take a few minutes to focus on making the drive a safe one. Many Americans will be taking to the road over the next few months. Those with kids in tow realize the added challenge of keeping kids entertained and staying focused on the road. READ MORE >>
Friday, June 2, 2023If you've been involved in a car accident, you may have learned about a defensive driving course. These courses are designed to provide individuals with improved overall skill on the road. And, your auto insurance provider may even offer you a discount if you take the course. READ MORE >>
Friday, May 12, 2023You rely on your car daily. From getting to work to taking your children to school, having the ability to drive is liberating. However, getting slapped with an SR-22 requirement may have you a little nervous about your ability to continue to drive. Although the matter is serious, driving safely is your ticket to overcoming your SR-22 requirement. READ MORE >>
Wednesday, May 10, 2023As an individual who drives a car, you know that every vehicle on the road must be insured in accordance with state laws. The same goes for vehicles that are owned, rented or leased by businesses. From making deliveries to making sales calls, any vehicle that is used for business purposes will require commercial auto insurance. READ MORE >>
Monday, April 24, 2023Who needs life insurance? Almost everybody does. The bottom line is, if someone will have to use their own money to pay your bills when you are gone, then you need life insurance. This applies to people in the following situations: If you are married, you need life insurance. READ MORE >>
Monday, April 17, 2023When you operate a business, everything can be a potential threat to operations. Making profits, hiring the right employee, choosing the right car and partnering with another business all expose your business to some type of risks. READ MORE >>
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