Think about the things in your life that you might need to insure. We can make sure you get that protection and maintain it affordably. Come to us for:
Cypress Car Insurance
Texas roadways present a variety of accident risks for all drivers and vehicles. From highways to your driveway, you need to have car insurance for your own protection. Most policies can offer at least:
- Liability coverage (30/60/25 limits required by Texas law)
- Collision insurance
- Comprehensive insurance
- Personal injury protection (PIP coverage)
- Uninsured/underinsured coverage
Unique Vehicle Coverage Options: Many drivers don’t qualify for a standard car insurance policy. We’ll help you get specialized coverage options, including:
Our team can compare the policies and prices of credible Texas insurance providers. We can help you find the best possible policy to best protect the important things in your life.
Car Insurance FAQs
Can auto insurance companies drop you?
Your insurance company can drop your policy, but not for just any reason. Usually, they can cancel your coverage for lack of payment, if they decide to stop offering that type of policy, or if you have made so many claims that they can no longer afford to offer you coverage. However, the insurer usually must notify you of this termination, though requirements vary by state.
Do auto insurance quotes affect credit?
Insurance companies frequently run a credit check on clients, because it will help them determine the client’s reliability when paying premiums and deductibles. The check might cause your credit score to fluctuate down temporarily; however, this usually is not a significant or long-lasting drop.
Do auto insurance companies share information?
Some information that insurers use is public information. However, they don’t share your private information among themselves, unless it might have a relation to insurance fraud.
Contact Your Cypress Car Insurance Specialist Today
Cypress residents: Ready to get coverage? Start by getting a free online quote or calling (713) 777-3626(713) 777-3626. You can also stop by our location in Cypress. We will be happy to see you!
Cypress Homeowners Insurance
Cypress' real estate market is very competitive. All buyers will need homeowners insurance to protect themselves, their houses and others. Policies can offer multiple lines of coverage, including:
- Property/structure insurance
- Possessions and contents coverage
- Scheduled belongings insurance
- Liability insurance
- Pet bite coverage
- Expenses coverage
Homeowners Insurance FAQs
When should I get homeowners insurance?
As soon as you start the process of finalizing the purchase, call your insurance agent. Your mortgage lender will likely require you to have coverage to be able to close the deal.
Is home Insurance tax deductible?
In most cases, you can’t deduct your premium from your policy.
You might only be able to do so in very limited situations, so speak to your insurance agent and your tax professional if you have made a significant claim on your policy in the last tax year. Rental property owners can write off these costs as business expenses, however.
How is homeowners insurance paid?
Sometimes, you can choose when to pay your homeowners insurance premium. However, many buyers roll their premiums into a mortgage escrow account, and when you pay your mortgage, you’ll also pay your premium. This helps lenders better ensure you always make all your payments.
Contact Your Cypress Homeowners Insurance Specialist Today
Cypress residents: Ready to get coverage? Start by getting a free online quote or calling (713) 777-3626(713) 777-3626. You can also stop by our location in Cypress. We will be happy to see you!
Cypress Renters Insurance
A renters insurance policy can apply to almost any rental property in Texas. Policyholders can insure not only their own property, but also the liabilities and property of others. Policies usually offer:
- Possessions coverage
- Liability insurance
- Expenses coverage
Renters Insurance FAQs
Is renters insurance tax deductible?
In most cases, no, you cannot deduct your renters insurance premiums. One of the only times you might be able to is if you have a home-based business. However, you will need to talk to your insurer and tax preparer to make sure you deduct the correct expenses.
Does renters insurance cover car damage?
No, damage to your car, even when it is parked in your driveway, can receive coverage under car insurance. However, you must have appropriate coverage for physical damage to receive protection.
Does renters insurance cover dog bites?
Your policy might cover property damage or bodily injuries caused to others by your pets.
However, you might have to carry pet bite liability coverage within the policy to guarantee coverage. Policies might also not cover damage caused by all breeds or species. Keep in mind, if your pet damages your own belongings, your policy won’t pay.
Contact Your Cypress Renters Insurance Specialist Today
Cypress residents: Ready to get coverage? Start by getting a free online quote or calling (713) 777-3626(713) 777-3626. You can also stop by our location in Cypress. We will be happy to see you!
Cypress Business Insurance
Every business needs insurance. To get the right coverage, you will rely on multiple policy options like:
- Business Owners Policies (BOPs)
- Structure and contents coverage
- General liability insurance
- Business interruption insurance
- Commercial auto insurance
- Workers’ compensation insurance
Business Insurance FAQs
Is business insurance required by law?
Certain businesses or industries need certain types of insurance, by law. However, your requirements will vary, so speak to your insurance agent about your exact needs.
Does business insurance cover flood damage?
Water damage in the business has coverage only in very limited situation. Should a pipe burst and flood the business, then you might have coverage. However, if a flash flood (which is a weather phenomenon) causes the damage, then your policy might not cover it. To get such coverage, you will likely have to buy commercial flood insurance, which is a government-regulated product.
How do I get business insurance?
All businesses need different types of insurance. Therefore, it’s best to work with an agent to determine where you both do and do not need coverage. In many cases, you can get coverage in a package like a Business Owners Policy or a Commercial Package Policy.
These are binders of coverage that contain several types of business insurance in one place, and makes it easier for you to manage your coverage. You might still need additional coverage, however.
Cypress residents: Ready to get coverage? Start by getting a free online quote or calling (713) 777-3626(713) 777-3626. You can also stop by our location in Cypress. We will be happy to see you!