Dallas Car Insurance
A variety of driving risks or mistakes might harm you, damage your car or hurt others. Car insurance can help you cover costs arising from such types of accidents. Most people can benefit from coverage like:
- Liability coverage (30/60/25 limits required by Texas law)
- Collision insurance
- Comprehensive insurance
- Personal injury protection (PIP coverage)
- Uninsured/underinsured coverage
Unique Vehicle Coverage Options: Many drivers don’t qualify for a standard car insurance policy. We’ll help you get specialized coverage options, including:
Our team can compare the policies and prices of credible Texas insurance providers. We can help you find the best possible policy to best protect the important things in your life.
Car Insurance FAQs
What will my policy cost?
Your premiums will vary based on a risk profile your insurer calculates. Risks used to set your rates might include your car’s value, your driving record, the coverage you select, your address and even your credit.
What causes your insurance rates to go up?
Premiums might increase for a variety of reasons, but they might jump significantly if you report frequent claims on the policy, or if you commit serious driving offenses. These actions might show your insurer that you are a high risk to insure, and they might have to charge you more as a result.
Why do car insurance prices increase every year?
You might see your rates rise, even if you have made no driving mistakes. Insurers often must adjust rates due to inflation and changes in local risk pools. Usually, these are only nominal increases.
Contact a Dallas Car Insurance Specialist Today
Dallas residents: Ready to get coverage? Start by getting a free online quote or calling (214) 342-2626(214) 342-2626. You can also can stop by our location in Dallas. We will be happy to see you!
Dallas Homeowners Insurance
Most lenders require homebuyers to get a homeowners insurance policy. Coverage helps you protect your investment in the home. Our policy options can offer multiple lines of coverage, including:
- Property/structure insurance
- Possessions and contents coverage
- Scheduled belongings insurance
- Liability insurance
- Pet bite coverage
- Expenses coverage
Homeowners Insurance FAQs
How much homeowners insurance do you need?
For property coverage, you will need at least enough protection for the appraised value of your home and belongings. That way, you’ll get enough help repairing them. In liability claims, we recommend that you carry very high limits to protect your personal net worth in case you face legal proceedings.
How is my homeowners insurance paid?
Talk to your agent about how you can maximize the payouts you might receive. Some policies will pay for the replacement cost value (RCV) of damaged items. Others will only pay the actual cash value (ACV). The cash value is an older item’s depreciated value, rather than the price of a new item.
Contact a Dallas Home Insurance Specialist Today
Dallas residents: Ready to get coverage? Start by getting a free online quote or calling (214) 342-2626(214) 342-2626. You can also can stop by our location in Dallas. We will be happy to see you!
Dallas Renters Insurance
Landlords and property managers often require tenants to get renters insurance. Most policies contain:
- Possessions coverage
- Liability insurance
- Expenses coverage
Renters Insurance FAQs
How does renters insurance work?
You don’t own a rental home. However, you still face personal risks within the home, and you still pose liability risks to others. Renters insurance covers those risks but won’t force you to have insurance for losses that are not your responsibility.
Does renters insurance cover damage to apartment?
Should you damage your rental, such as by causing an accidental fire, your liability insurance might pay. The damage is a liability situation because you damaged property belonging to someone else (i.e. the property owner). The owner will likely have structure insurance to pay for damage that isn’t your fault.
Contact a Dallas Renters Insurance Specialist Today
Dallas residents: Ready to get coverage? Start by getting a free online quote or calling (214) 342-2626(214) 342-2626. You can also can stop by our location in Dallas. We will be happy to see you!
Dallas Business Insurance
Coverage helps you pay to recover from a variety of accidents that might impact operations, other people and your bottom line. You might be able to get many types of policies:
- Business Owners Policies (BOPs)
- Structure and contents coverage
- General liability insurance
- Business interruption insurance
- Commercial auto insurance
- Workers’ compensation insurance
Business Insurance FAQs
What does business insurance mean?
Think about business insurance as a blanket term. It applies to a multitude of policies which work in tandem to help you protect your operations. There are many types of business insurance out there, and small and large business owners alike will need several types of coverage.
Can I get business insurance coverage for a home-based business?
Your home-based business needs commercial insurance. A policy can contain protection like business property and commercial general liability insurance that applies to risks within the home.
It’s the job of Remco Insurance to help every Dallas resident and business owner get the right insurance as soon as they need it. We will use our thirty years of experience to help you enroll in affordable, targeted coverage. Get started by getting a free online quote right now. Or, you can stop by our offices on Forest Lane or Coit Road in Dallas. We will be happy to see you!