Orange Car Insurance
Texas roadways present a variety of accident risks for all drivers and vehicles. From highways to your driveway, you need to have car insurance for your own protection. Most policies can offer at least:
- Liability coverage (30/60/25 limits required by Texas law)
- Collision insurance
- Comprehensive insurance
- Personal injury protection (PIP coverage)
- Uninsured/underinsured coverage
Unique Vehicle Coverage Options: Many drivers don’t qualify for a standard car insurance policy. We’ll help you get specialized coverage options, including:
Our team can compare the policies and prices of credible Texas insurance providers. We can help you find the best possible policy to best protect the important things in your life.
Car Insurance FAQs
How do I get insurance for my car?
Texas law requires most drivers to get car insurance. All you have to do is call your Remco Insurance at (409) 330-8000 agent to start the process of getting covered.
Some parts of your policy will follow you, the insured driver. Others will apply to your car itself. It’s important that you get the policy that most appropriately applies to you, your vehicle and your driving and financial risks. We are experts in helping you tailor your own coverage to your benefit.
What is the cheapest car insurance?
If you only buy the minimum insurance required by the State of Texas, you’ll probably pay the lowest price for your coverage. However, with only the minimum coverage, you won’t have critical protection for excessive vehicle losses that might occur.
That might be a higher financial strain than your premium, which is why we recommend you carry more coverage than the minimum limits. We will gladly help you analyze numerous policies that offer both expanded coverage and affordability.
Should you get car insurance before buying a car?
Even if you don’t own a car, but are a driver, you’ll need to have car insurance. For example, if you have a teen driver, they likely don’t own their own car. However, they still need at least the required Texas liability coverage for when they drive. There are non-owner and multi-driver policies that can cover individuals in these situations.
Contact Your Orange Car Insurance Specialist Today
Orange residents: Ready to get coverage? Start by getting a free online quote or calling (409) 330-8000. You can also stop by our location in Orange. We will be happy to see you!
Orange Homeowners Insurance
Orange real estate market is very competitive. All buyers will need homeowners insurance to protect themselves, their houses and others. Policies can offer multiple lines of coverage, including:
- Property/structure insurance
- Possessions and contents coverage
- Scheduled belongings insurance
- Liability insurance
- Pet bite coverage
- Expenses coverage
Homeowners Insurance FAQs
What is the average cost of homeowners insurance?
Texas home insurance policies cost, on average, about $1,900/year. However, factors like your home’s location, age and property value might cause your exact rate to be higher or lower .
Does homeowners insurance cover driveway replacement?
Most insurers consider your driveway an essential structure on the property. If a covered peril, like a falling tree or severe weather, damages it, then your homeowners insurance might help you repair it. However, simply resurfacing an outdated driveway will not qualify for coverage. This is part of your regular home upkeep.
Does homeowners insurance cover a detached garage?
Most homeowners insurance includes other structure insurance. This coverage pays for structures on your property that aren’t your house itself, and detached garages are often among insured assets.
Contact Your Orange Homeowners Insurance Specialist Today
Orange residents: Ready to get coverage? Start by getting a free online quote or calling (409) 330-8000. You can also stop by our location in Orange. We will be happy to see you!
Orange Renters Insurance
A renters insurance policy can apply to almost any rental property in Texas. Policyholders can insure not only their own property, but also the liabilities and property of others. Policies usually offer:
- Possessions coverage
- Liability insurance
- Expenses coverage
Renters Insurance FAQs
How does renters insurance work?
Essentially, if a problem happens in your rental home, your renters insurance can help you pay the costs of recovery. For example, if a storm damages your home, then your coverage can help replace damaged belongings, though you won’t have to pay for structural repairs, since the home doesn’t belong to you.
How do I determine how much renters insurance I need?
Talk to your insurance agent about the limits you’ll need for your renters policy. Most landlords require minimum limits for liability coverage. However, you can further expand your policy. You’ll probably want at least enough possessions insurance to cover the value of you most-important belongings, like clothes, furniture and other belongings.
How do I get renters insurance?
It’s usually very easy to get renters insurance. All you have to do is obtain the appropriate coverage limits for your liability and possession risks. Most policies can start same-day or within 24 hours of your enrollment. You’ll want to have coverage in place as soon as you take possession of a rental lease.
Contact Your Orange Renters Insurance Specialist Today
Orange residents: Ready to get coverage? Start by getting a free online quote or calling (409) 330-8000(409) 330-8000. You can also stop by our location in orange. We will be happy to see you!
Orange Business Insurance
Every business needs insurance. To get the right coverage, you will rely on multiple policy options like:
- Business Owners Policies (BOPs)
- Structure and contents coverage
- General liability insurance
- Business interruption insurance
- Commercial auto insurance
- Workers’ compensation insurance
Business Insurance FAQs
What does business insurance cover?
Business insurance is supposed to help you cover the costs of losses or accidents in your business. Different policies can cover damage to the property, injuries to employees, lost income, or harm you accidentally cause to your clients.
Why does a small business need insurance?
You need business insurance because it will offer your business financial protection. If a fire strikes, then coverage can help you pay to rebuild. If someone sues you because you made a mistake in your services, your policy can help you settle the damage costs. By letting your policy pay, you won’t have to spend vital income in the recovery process.
Is it illegal to run a business without insurance?
Operations in different industries will likely need different or specialized types of coverage. Sometimes, you must buy certain types of coverage, as required by law or industry standards. Speak to your Remco agent about how to meet insurance compliance requirements.
orange residents: Ready to get coverage? Start by getting a free online quote or calling (409) 330-8000 You can also stop by our location in Orange. We will be happy to see you!