Think about the things in your life that you might need to insure. We can make sure you get that protection and maintain it affordably. Come to us for:
Temple Car Insurance
Texas roadways present a variety of accident risks for all drivers and vehicles. From highways to your driveway, you need to have car insurance for your own protection. Most policies can offer at least:
- Liability coverage (30/60/25 limits required by Texas law)
- Collision insurance
- Comprehensive insurance
- Personal injury protection (PIP coverage)
- Uninsured/underinsured coverage
Unique Vehicle Coverage Options: Many drivers don’t qualify for a standard car insurance policy. We’ll help you get specialized coverage options, including:
Our team can compare the policies and prices of credible Texas insurance providers. We can help you find the best possible policy to best protect the important things in your life.
Car Insurance FAQs
Which is the cheapest auto insurance?
The cheapest policies usually only contain the minimum coverage required by law. However, they lack many perks that might help you receive appropriate assistance in the event of accidents.
It’s in your best interest to buy a policy that includes additional protection, but it might come at a higher price. Still, our agents have the tools and expertise to ensure you get enough protection, but we can make sure that it still remains affordable.
Is it cheaper to buy car insurance online or through an agent?
If you were to buy car insurance only online, you might not get the most-affordable policy within your coverage parameters. By working with one of our agents instead, you’ll have the benefit of choice. We have partnerships with numerous insurance companies, all of which can offer policies that can similarly apply to your coverage needs. However, we can see if one company’s policy offers a lower cost than a counterpart, so that you might choose to get the cheaper policy.
How do I get car insurance on vintage/classic cars?
Because of their unique values and special features, classic cars usually need special, classic car insurance. A standard policy might not offer enough coverage for their values and liabilities. To see if your vintage car qualifies for a policy, talk to one of our agents.
What is gap coverage?
If you finance a new car, then the car’s actual value might depreciate faster than you can pay off the loan. However, if you have a wreck and total the new car, your standard auto policy limits might only pay you for the car’s depreciated value at the time of the wreck. To fill in the cost between what you receive from your insurer, and what you owe on the vehicle, you can make a claim on gap insurance.
Contact Your Temple Car Insurance Specialist Today
Temple residents: Ready to get coverage? Start by getting a free online quote or calling (254) 771-2000(254) 771-2000. You can also stop by our location in Temple. We will be happy to see you!
Temple Homeowners Insurance
Temple's real estate market is very competitive. All buyers will need homeowners insurance to protect themselves, their houses and others. Policies can offer multiple lines of coverage, including:
- Property/structure insurance
- Possessions and contents coverage
- Scheduled belongings insurance
- Liability insurance
- Pet bite coverage
- Expenses coverage
Homeowners Insurance FAQs
What is the average cost of homeowners insurance?
Your home’s insurance premium will vary based on numerous factors, like the location and value of your property. In Texas, the average cost of a policy with $200,000 in dwelling coverage and $100,000 liability coverage is about $1,900/year. However, your particular premium might be more or less.
Can I get an insurance quote before buying a house?
In most cases, you must present proof of homeowners insurance when applying for a mortgage. We can quote and bind your policy as soon as you start the official process to close on the home. You’ll be able to start your coverage as soon as you take possession of the house.
Do insurance companies take pictures of your home?
If you file a claim on your policy, then many home insurers will ask you to send pictures as evidence to support the claim’s validity. Furthermore, when you apply for your coverage in the first place, the insurers might ask for photographs of the home in its prime condition.
Do you need a home inspection for insurance?
Before approving you for coverage, some home insurers will conduct an inspection of the property, to gauge their cost risk of insuring the property. However, in most cases, this decision is left to the insurer. If you file a claim, then the insurer might also want to inspect the damage at that time.
Contact Your Temple Homeowners Insurance Specialist Today
Temple residents: Ready to get coverage? Start by getting a free online quote or calling (254) 771-2000(254) 771-2000. You can also stop by our location in Temple. We will be happy to see you!
Temple Renters Insurance
A renters insurance policy can apply to almost any rental property in Texas. Policyholders can insure not only their own property, but also the liabilities and property of others. Policies usually offer:
- Possessions coverage
- Liability insurance
- Expenses coverage
Renters Insurance FAQs
Should I get renters insurance?
Just because you don’t own a rental home, you still live there. You still face potentially-harmful property damage and liability risks. Renters coverage will ensure you can recover from accidents. Besides that, most landlords require tenants to buy coverage. This illustrates how important it is to have coverage.
How much does $100,000 renters insurance cost?
A renters policy with $100,000 in liability coverage is usually the minimum coverage that most landlords require. Therefore, it usually won’t cause a spike in your premium.
However, more than just the available liability coverage will impact the policy’s cost. Deductible costs, your possessions coverage, your location and other factors will influence the premium. As a general example, renters policies in Texas cost, on average, $19/month.
How can I get cheap renters insurance?
We can guide you in selecting coverage that will offer the benefits that are most-appropriate to you. Once we know your needs, we can compare different policies to find one with the best help available.
Contact Your Temple Renters Insurance Specialist Today
Temple residents: Ready to get coverage? Start by getting a free online quote or calling (254) 771-2000(254) 771-2000. You can also stop by our location in Temple. We will be happy to see you!
Temple Business Insurance
Every business needs insurance. To get the right coverage, you will rely on multiple policy options like:
- Business Owners Policies (BOPs)
- Structure and contents coverage
- General liability insurance
- Business interruption insurance
- Commercial auto insurance
- Workers’ compensation insurance
Business Insurance FAQs
How much does commercial insurance cost for a small business?
There’s no way to say how much your particular premium will cost. It is a unique value, because insurance companies look at multiple factors when setting your costs. Our agents, however, will make sure that you never pay too much money, or get inappropriate coverage that isn’t in your best interest.
What insurance do you need for a small business?
In some cases, you must buy certain types of coverage. For example, if you own commercial vehicles, then you probably must buy commercial auto insurance, by law. However, even if you have no requirements to buy other coverage, that doesn’t mean you shouldn’t. By getting expansive coverage, you’ll be able to minimize financial losses if accidents strike your business.
How do I choose business insurance?
Getting business insurance is simple. All you have to do is call one of the agents at Remco Insurance. We have over thirty years of experience in the insurance industry. We can help you quote and enroll in affordable, targeted commercial coverage.
Temple residents: Ready to get coverage? Start by getting a free online quote or calling (254) 771-2000(254) 771-2000. You can also stop by our location in Temple. We will be happy to see you!